How to Research Stocks

By Jeffrey Jackson

When deciding which stocks to pick there are certain things to be considered. Before beginning any research, decide whether or not you would like to employ a long or short-term strategy or a combination of both. Many financial planners would advise their clients to make some long-term stock investments and depending on how much someone likes studying, researching, and looking for good opportunities do some day trading. Included in this article are some very simple and basic yet proven tips for researching stocks.

Tip One: All companies are required to file financial statements with the Security and Exchange Commission (SEC). You can find all publicly held companies documents filed with the SEC at www.freeedgar.com. Carefully review and pay attention to all quarterly statements from two to three years back. Check all revenue and earnings per share trends during that time. Make sure there is positive increase in earnings per share.

Tip two: Proper research includes knowing a company's price-earnings ratio (PE). Calculating a company's PE is a great way to quickly measure the value of a stock. To calculate a company's PE divide the stock price by the annual earnings per share. A good site to help with that calculation is: http://www.webcalc.net/calc/business/1038.php.

A high company PE is sometimes viewed as an overpriced stock but can also be viewed as a stock with a lot of upside potential that has been bid up. Adversely, if a company has a low PE it could be looked at as a "vote of no confidence" or could also be an indicator it is a sleeper stock and been overlooked by the market. It would also be important to study and compare your potential stock with industry norms and the S&P 500 ratio. http://stocks.about.com/od/evaluatingstocks/a/pe.htm.

Tip three: In analyzing balance sheets pay attention to any debt a company may have. Also look at the company's plans for its long-term debt. Make sure to analyze the company's cash flow and make sure it's positive cash flow.

To sum it up here are some simple, basic tips that are important to know before pulling the trigger on any type of stock investment whether large or small. If you plan to invest a large sum take a look at a few more details in the company's financial statement before making that investment. Regardless of whether or not you're planning for long or short-term stock investing, hold onto your money until you've done your research. - 23223

About the Author:

Black Sand trading is an online stock trading tool that indicates to online traders where and how to invest their money. Black Sand's clients have consistently achieved a 53% or greater ROI over the past seven years following Black Sand's signal. For more information about trading and using Black Sand Trading visit our website.

Forex Mutant Review - Accurate Forex Signals Software or Scam?

By William Barnes

The owners of Forex Mutant Software have made it their goal to provide their clients with all the historical results that they have achieved with their signal software and also to teach clients all the skills they have learned about trading. From looking at past trading history, the success rate of this software's signals is about 90% to 91%.

When you sign up for its membership, you will be able to download and read a manual that talks about how the software generates its signals for profit and for cutting losses. The software will provide the appropriate parameters when it identifies good trading opportunities, and users can choose to follow the signals with the any amount of capital they want.

1. Who Can Use the Forex Mutant Software?

It utilizes an advanced manual trading system to generate signals whenever the system identifies profitable trades. With a step by step installation manual, anyone regardless of their prior currencies trading experience can start using this software to profit.

2. Does the Forex Mutant Signals Software Really Work to Make Money?

FX Mutant has generated a 90%+ winning trading rate for the past years, consistently making six figures for its owners. By comparing its equity curve charts with those generated by other Forex trading systems and software, FX Mutant proves that it can achieve lower draw downs and tends to get out of risky trades more quickly than the typical robot by generating exit signals earlier.

3. Why I Have Managed to Make More Money with Forex Mutant than Any Other Trading System That I Have Tried

This method of trading allows me to improve my results over time as it helps me to learn more and more about my own trading style as well as the way the Forex markets work. I personally feel that this method of trading is much more beneficial for myself compared to using an automated robot due to the fact I can place my own trades and learn from my mistakes.

Unlike robots that keep repeating typical results, manual control over my trades has helped me get better and better at making money from Forex. - 23223

About the Author:

Is Forex Mutant Software a scam? Visit http://forexmutantreviewbonus.blogspot.com to read a report about this new Forex Signals Software to find out the truth and get a complimentary FREE Forex Mutant Bonus Download worth $1,042!

California Financial Advisors - Does Your Financial Advisor Call You These Days?

By Terren Ewens

It is no secret that the economy is one of the most turbulent one in recent years. The future of the economy is also uncertain. However, this is not the end of the proverbial world as far as expanding one's financial opportunities is concerned. For those that live in California, the need for sound advice is truly important since this will yield the much needed help that some are in dire need of. But, how would someone know the advice on investing they receive will be sound.

You look for an established independent California financial advisor someone who knows what he or she is talking about when it comes to your money and investments, and who can help you make sure you are set for the future.

The independent California financial advisor, that one selects needs to be an individual that possesses a solid grounding in sections of finance you would prefer to look into. Such ventures could include preparing for retirement or establishing a trust. It is important to define what you want to achieve. For example, are you looking to establish a retirement account, so that you have a financial account when you are not retiring? Are you interested in planning an estate or trust? Or, perhaps, you wish to work with tax planning in order to keep as much of your revenues as is legally possible?

A quality California financial advisor, has the ability to do all of these aspects of financial management. There will even be situations where a financial advisor is not personally versed in all the spheres that you are interested, but the advisor may have professional colleagues for which you can be referred. They will then aid you in delivering what you are looking for.

Why select an independent financial advisor?

Independent financial advisors possess a solid advantage over their colleagues that are not considered independent. Namely, fee-based services deal with the notion that when you pay for services, your independent financial advisor's income is not based upon the products the advisor can sell and from this an advisor can receive a commission. Because of this, the advice that you receive will be totally unbiased and based upon helpful market performance and other common metrics. From this, we realize that the advice will be sound and shall properly work for you and not the client or company that produces the items the financial advisor is pushing.

A large number of the people that seek the services of financial advisors for their advice regarding the management of financial affairs who lack a clear understanding of the process involved require the expertise of a financial advisor. There exists an inherent conflict of interest which is built into a situation where a financial advisor is obligated to promote specific products in order to deliver a commission payment. This will raise the odds that you will be better off with an independent financial advisor. When you seek one out in California (or anywhere for that matter) you will receive the most unbiased and relevant info as possible. From this, you will know if your money is carefully managed and you can trust the advice you receive.

Lastly, the independent California financial advisor that you seek to hire must be one that gives trusted advice. While there is no governing body that provides an empirical analysis of what would be considered a baseline qualification, you can always look towards the organizations in which the individual is affiliated. Those organizations with high standards of quality would essentially be a character reference for the independent financial advisor. And you do want some level of reference since you need a top advisor in today's unpredictable economic climate. - 23223

About the Author:

About the Author: Terren Ewens refers only the best California Financial Advisors through the good and bad times of our economy. Whens the last time your San Fransisco Financial Advisor Called you? Visit www.Lhmwealth.com today!

Using ROI To Buy Property

By Jack Chambers

If you were to talk to an investment manager or financial specialist, you would be sure to encounter the term ROI (Return on Investment). Return on Investment is part of the common parlance in finance circles which refers to the amount of money made on any investment. Return on investment refers not only to financial but also property investments that would need a suitable rate of return to justify the investment. When there are competing avenues of investment, it makes sense to go ahead with the one which promises the highest rate of return with moderate risk. As far as Orlando investment property goes, one can look at various kinds of properties to invest in and maximize the potential ROI.

Return on investment isn't necessarily the same as profit. ROI deals with the money you invest in the property and the return you realize on that money based on the net profit coming from the rent.

Real estate investing is a serious endeavor. In a market climate that favors buyers, it's tempting to jump in the wagon of real estate investors and join in the hunt for the best property. Potential investors must realize that the search will probably be long and hard to acquire the property most suited to their investment needs. To generate positive ROI, numerous offers will be made to sellers with most being objected, but the goal is to buy the Orlando investment property at a wholesale price, not asking.

Real estate markets around the world are experiencing challenges related to a property cycle slump. But with these challenges come the opportunities of a lifetime for investors who have clear understanding of finding the proverbial "diamonds in the rough".

Selling a property will likely be a taxable event, so it's important to be prepared with a strategy for this. Do you have an accountant, financial planner, and/or lawyer in place? Sellers expect to be negotiated down a little and they add that to the asking price in most cases, so smart investors should know to set their first offer BELOW what they are hoping to pay.

Calculating ROI is quite simple. If you have invested $100 on a deal and want to get 15% ROI, it means that you would be pleased to get at least $115 by the next year. Property investment means commitment of large amount of funds and finances, which also implies that you should be clear not only about the broad contours of the deals but also the specifics in terms of the smallest and most minute aspects.

If you want to calculate the payback period of the deal, you will have to look at the costs which when divided by the monthly benefits which returns the payback period. ROI calculation also means that you take into account the ROI percentage, payback period and the cost benefit ratio.

Capital gains taxes become lower, if you hold an investment for more than one year. So if you are in the 35% tax bracket, you pay the same percentage tax on an investment, if you hold it less than a year, but if you hold it for more than a year, your capital gains tax is only 15%. Capital recovery horizon is the time that a project will need to generate enough benefits to recover the original investment. This is an often forgot cost in calculating the ROI of Orlando investment property, so attention to detail must be maintained even until the property is sold. - 23223

About the Author:

Jack Chambers is a local resident in the Orlando area. He instructs people on Orlando rental property while focusing on Orlando management companies.

Vital Elements Of A Forex Trading System

By Bart Icles

Forex trading systems are one of the most indispensable tools that can be used for Forex trading today. As with other systems created for business purposes, though, it is not without its pros and cons. It all depends on what a trader specifically needs and wants to help them effectively do currency trading. But for some, it may not be the case. Some may give better highlights and coverage of Forex information, while others are designed for faster access of currency prices or provide how to open and close orders efficiently. When one is searching for the best one, it is best to give them a try by getting a free demo account to determine how it actually works.

With so many trading platforms to choose from, it would be wise to narrow down the search with at least three or four such demo accounts and start from there. Forex brokers or dealers are more than willing to accommodate you with this, so mainly you won't have a problem with this. If ever there are issues or problems with doing so, ask some exploratory and penetrating questions why this is so. Should they not be agreeable to giving you a free demo account, then go on to the next trading system on your list.

Your next step would then be to see with using the account if you can make a straightforward trade from the charts or if not. Integration is key here, so with the account you are using, it should be able to do direct trading without having to log out before your order can be placed. Follow this up by reviewing the technical indicators being displayed on your screen, of which you should be able to see trend lines, moving averages, and volume overlays and moving averages. Next, determine what the available ordering system can be done and if it is allows you many options when order placements are concerned. The more available options, the better. Also, be sure to check if it allows you access to some background data regarding the strategies therein, if ever it is possible.

It is also important not to forget to have access to current world currency market news on the fly. It should ideally be situated in the same page as where the chart is located to let you see a live or streaming view as a quick reference or guide. Most systems have this function already available and which can be tailored to fit your liking.

When you eventually decide with what Forex trading system to purchase, just make sure there is ample service and support from the provider, and that you feel secure and safe with their system. - 23223

About the Author:

The best traders follow their forex charts and don't force trades. Also, we feel that the ability to use the forex trading platform with some skill greatly enhances a trader's success.