Seven Secrets to Financial Empowerment in 2009

By Trisha

As you work to fulfill your dreams in the field of real estate investing I want you to embrace your future and do everything in your power to help ensure your success despite the challenges youll face along the way. Ive identified 7 financial keys that can unlock the door to success for you and others you may come in contact with along the way.

There are a lot of things you can do every day that can help determine whether you reach the pinnacle of success or remain in the valley of missed opportunity, but very few things will figure as prominently as your finances. Financial gurus got it right when they say that if you dont control your money it controls you! Heres how to regain control of your financial future one step at a time.

Control Your Spending " By taking control of your spending you can have a much bigger say in the types of deals you have available to you. This process starts with having " and sticking to " a realistic and attainable budget. Im not suggesting you should sell your TV and hit your kids up for gas money in exchange for taking them to t-ball practice.

What I am saying, however, is that if youre clear about exactly where your money goes youll have more control over reducing unnecessary, frivolous expenses. Think before you say, Charge it! If you dont really need another John Tesh video " dont buy it! Sooner or later Blockbuster will have it for 49 cents.

Control Your Habits " I dont want to offend anyone here, but its very easy to have expensive habits that can reduce the pool of money you have when you need it. It could be $4-$5 cups of coffee, cigarettes, or other substances. Aside from the potential long term impact some habits can have on your health, they can also take money away from your investing activities. Take control of the kinds of things you spend your money on. Youll be surprised by how much extra cash you can come up with after just 30 days!

By keeping your balances low you free up additional funds for additional property purchases. Not only can credit cards charge hefty interest rates, they make it very easy to spend more than you otherwise might. Fast food restaurants dont take plastic because theyre dedicated to superior customer service. They want to make it as easy as possible to Super Size " your waist line and their bottom line.

Control Your Giving " Theres nothing more empowering and fulfilling than giving money away. You want to make a regular habit of giving to charities or organizations you believe in. But it is possible to go overboard by trying to help too much.

Control Your Giving " Theres nothing more empowering and fulfilling than giving money away. You want to make a regular habit of giving to charities or organizations you believe in. But it is possible to go overboard by trying to help too much.

Control Your Habits " I dont want to offend anyone here, but its very easy to have expensive habits that can reduce the pool of money you have when you need it. It could be $4-$5 cups of coffee, cigarettes, or other substances. Aside from the potential long term impact some habits can have on your health, they can also take money away from your investing activities. Take control of the kinds of things you spend your money on. Youll be surprised by how much extra cash you can come up with after just 30 days!

By keeping your balances low you free up additional funds for additional property purchases. Not only can credit cards charge hefty interest rates, they make it very easy to spend more than you otherwise might. Fast food restaurants dont take plastic because theyre dedicated to superior customer service. They want to make it as easy as possible to Super Size " your waist line and their bottom line.

Control Your Spending " By taking control of your spending you can have a much bigger say in the types of deals you have available to you. This process starts with having " and sticking to " a realistic and attainable budget. Im not suggesting you should sell your TV and hit your kids up for gas money in exchange for taking them to t-ball practice.

There is a direct connection between giving and receiving " just make sure you really believe in the organizations youre giving your money to!

These are just a few things you can do to financially empower yourself. Put these into practice today, perfect them " and make them your own! The secret to financial empowerment is really no secret at all. The secret lies in actually applying them in your life today and make tomorrow lucrative. Start now and live the life youve been dreaming about! - 23223

About the Author:

If you dream about being a real estate investor it can all become reality. All you need to do is follow Charissa Crawley's step by step guide, click here for more information.

Finding Foreclosed Homes is Really Easy

By Doc Schmyz

In a down real estate market, finding foreclosed homes is easy. To make your search easier, here is the list of the places where you can find foreclosures.

Auctions

Auction companies hold a large inventory of properties, sometimes selling as much as 100 homes or more in just 1 day. Since the bidding is relatively quick and houses can be sold in a matter of seconds, prices of real estate can go over the board but you can find really good properties in their inventory.

Bank Web sites

Most major banks maintain a list of foreclosed properties that they now own. Visit bank web sites and check out the foreclosed properties listing. More often then not this is a great method to find good solid investment property...just be warned...banks take FOREVER to move on a sale if your offering below what they feels is "Fair market value".

Online foreclosure companies

There are a few companies online that specialize in selling foreclosed homes. A small,one-time membership fee is charged to anyone who wishes to access the list of foreclosed properties. Once you join you will normally have access to a list of property from across the nation.

Real estate agents

These agents are either maintaining personal web sites or deal directly with real estate companies that sell foreclosed properties. You can search them online. Major cities have real estate offices where you can inquire into possibility of acquiring foreclosures.

Real Estate Signs

You don't need to look anywhere else because you can find foreclosure signs around your neighborhood. Homes with signs like foreclosure, bank repo, and bank-owned are for you to consider. These signs contain address and contact information of the agents you can visit or call. The best thing about considering homes with real estate signs is that you can actually check the condition of the house on-site. And with one phone call, you can arrange with the agent the date when you want to see the interior of the house.

Government Agencies

Department of the Treasury and other government agencies have a list of real estate properties for sale. Usually, when buying a house from these agencies, you are required to acquire the services of a real estate broker or personally submit an offer. Go to any of the government agencies web sites for more information. - 23223

About the Author:

Doc Schmyz has worked with investors all over the US and Mexico. He built a free website shares Real estate investing information for all over the US. Find Real estate investing information by state

Government Properties & Surplus - Great Investing Opportunities

By Clifford Carr

Seized properties and government surpluses are sold through government auctions to the public for low prices as determined by a bidding process. There are government auctions consistently held all across the United States and Canada. No matter where you live, there will likely be government auctions held near by.

The government surplus items sold at government auctions are items not required by the federal, state, and local government. These items can come from the government purchasing more than they needed, or technological equipment that has been updated.

Quite often many of the government auction items come from businesses declaring bankruptcy. These items can be virtually anything from existing inventory to general assets including furniture, equipment, jewellery, antique items, fur coats, computers, etc.

Seized properties can consist of foreclosures, bankruptcies, criminal properties, etc. These properties can also be purchased at government auctions. Depending on the circumstances the police may seize property if the owner is sentenced to jail.

Property can be declared abandoned for many reasons: death of the owner with no heir, the owner leaving as they can't afford it, zoning laws, etc. The government always tries to find the property owner before officially declaring the property abandoned.

You can find out where government auctions are going to be held in your area, as well as the listings that will be available, through the Internet. There are many government auction websites (some are great and some are scams) that charge a membership fee to provide listings and information regarding abandoned/seized properties, and surplus items.

Read government auction reviews on the web to find out where the best membership deals are. This will help prevent you from falling into the many scams that are on the web. - 23223

About the Author:

To find the top government auction web sites check out government auctions review or more directly check out Seized Property, Government Surplus, and Abandoned Property

Chinese Silver Dragon Coins - A Historic Chinese Silver Coin

By Christina Goldman

The Chinese Silver Dragon Coins serves as one of the few coins in which people identified China and its flourishing economy with, being one of the first few silver coins to have ever been produced back in 1889. It has been recognized, for centuries, to be one of the oldest coins to have ever been produced, designed, and distributed throughout the country as official currency.

This was when the 1st modern coining press was introduced and imported into China and from there the coins were circulated and had the value of 7 Mace and 2 Candareens. These two values were what the people then began using as standard units for silver, which were measurable by weight.

An actual authentic Chinese Silver Dragon Coin contains certain characteristics that you need to remember if you are going to collect these silver coins. A Chinese silver dragon coin, if it is authentic, would routinely have a weight measurement of 27.4 grams with an amount of 0.78 ounce Of silver.

The design includes a Chinese dragon engraved in the center with the words seven Mace and two Candareens at the base of the image. On top of the dragon is the Hu-Peh Province, which most historians claimed to be the place where the coins were made. These coins were circulated between 1898 and 1905 and were popularly known as Kiang-Nan bucks and would usually cost many hundred dollars when bought from a reputable coin dealer or collector.

With such great history these coins, of course, are bound to sprout fakes in the many markets around China as well as around the globe. The price of fake coins would generally range from 3 RMB to US $10-15 when purchased thru a web auction site, as an instance. If it's the authentic Chinese Silver Dragon Coin that you're looking for, an alternative way to differentiate is the crude weight, which is unusually heavy. - 23223

About the Author:

You can find fabulous prices and selection on the unique Chinese Silver Dragon Coins at: ChineseSilverCoins.com

Government Abandoned Properties - Cheap Real Estate that make Fantastic Investments

By Glenn Britton

Seized properties and government surpluses are sold through government auctions to the public for low prices as determined by a bidding process. There are government auctions consistently held all across the United States and Canada. No matter where you live, there will likely be government auctions held near by.

Surplus inventory sold at government auctions come from the federal, state, and local governments. Often the government has a large surplus of unneeded items, and will liquidate them to the public at one of their many auctions. This can happen often as the government's equipment requirements are constantly changing.

Items found at government auctions can also come from businesses that have gone bankrupt. Many of these items found at government auctions can include furniture, computers, electronics, furniture, and miscellaneous equipment. Most people don't think of these types of items at a government auction, however, it's where you can get these types of used items the cheapest.

Seized properties can consist of foreclosures, bankruptcies, criminal properties, etc. These properties can also be purchased at government auctions. Depending on the circumstances the police may seize property if the owner is sentenced to jail.

Property can be declared abandoned for many reasons: death of the owner with no heir, the owner leaving as they can't afford it, zoning laws, etc. The government always tries to find the property owner before officially declaring the property abandoned.

You can find out where government auctions are going to be held in your area, as well as the listings that will be available, through the Internet. There are many government auction websites (some are great and some are scams) that charge a membership fee to provide listings and information regarding abandoned/seized properties, and surplus items.

To determine which sites are legitimate it is highly recommended that you visit a government auction review site beforehand. This will educate you on which sites provide the most opportunities that government auctions can provide. - 23223

About the Author:

To locate reviews and ratings on the top government auction sites check out government auctions reviews or more specifically click Government Surplus